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Variable Interest Credit Cards
Variable-Interest-Credit-Cards

Variable Interest Credit Cards

Variable interest credit cards use the prime lending interest rate as its yardstick.
The lenders add their own interest rates and offer the variable interest credit cards to their customers. Variable interest credit cards make use of the prime lending interest rate, and allow the lenders to add their own interest rates. With the increase in interest rate of the Federal Reserve, there is also an increase in the bank rates. The best time to get variable interest credit cares is when you see a steady dip in the prime lending interest rate. In this way, variable interest credit cards are good options as they allow you to enjoy the benefits of low lending interest rates.
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Gold Delta SkyMiles® Business Credit Card from OPEN       
 
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  • Save a total of $250 off Delta flights. Earn 20,000 miles upon your first purchase on the Card. Sign up for two Additional Cards and earn 5,000 bonus miles.
  • Earn up to 30,000 Bonus Miles in your first year
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
  • Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
  • Save 5% on all Delta flights with your Card
  • One Delta mile for virtually every dollar you spend
  • No annual fee for the first year - a savings of $95
  • No annual fee for Additional Cards
  • Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.

     

Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
14.99% 0 months 14.99% $95.00
 
The Nest Credit Card from American Express       
 
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  • Start out with a great nest-warming gift - 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.
  • Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
  • No annual fee. Pay over time or in full.
  • Exclusive Welcome Gift: The Nest Planning Kit, filled with many helpful items to get the two of you started including The Nest planning binder, designed to help you organize and manage home expenses and joint finances.
Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
11.24% 0 months 11.24% $0.00
 
The Knot Credit Card from American Express       
 
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  • Start out with a great wedding gift - 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.
  • Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
  • Track all of your wedding - related expenses with the Card on one monthly statement.
  • No annual fee. Pay over time or in full.
  • Exclusive Welcome Gift: Plan every detail of your wedding with The Knot Wedding Planning Kit, including The Knot wedding binder, where you can manage wedding ideas, budgets, guest lists, to-do's and more.
Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
11.24% 0 months 11.24% $0.00
 
JetBlue Business Credit Card from American Express       
 
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  • Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
  • 50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase
  • Earn 1 Award Dollar for virtually every dollar you spend
  • Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
  • Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
  • Your TrueBlue® points do not expire when you use your Card*
  • Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*

     

Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
14.99% 0 months 14.99% $40.00
 
One from American ExpressSM       
 
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  • No Pre-Set Spending Limit
  • Get $50 after your first purchase
  • Earn a competitive Annual Percentage Yield (APY), currently 3.50% (variable rate as of 12/4/2007).
  • Never pay interest on new purchases
  • The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  • No annual fee for the first year - A $35 savings
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
13.24% 0 months 13.24% $35.00
 
JetBlue Card from American Express       
 
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  • Get 50 TrueBlue® points after your first purchase—that’s half way to an award flight!
  • TrueBlue points don't expire. Use your Card or fly JetBlue and we extend the life of your points for a full year
  • Earn one Award Dollar for virtually every dollar you spend
  • Earn Double Award Dollars on entertainment, leisure, travel and dining
  • 200 Award Dollars = 1 TrueBlue point and 100 TrueBlue points = one round trip flight
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
17.24% 0 months 17.24% $40.00
 
Capital One No Hassle Cash(SM) Rewards       
 
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  • Get a 25% annual bonus on the cash you earn during the year
  • 1% cash back on every purchase
  • Buy what you've been dreaming of and pay no interest until February 2009
  • There's no limit to the cash back you can earn, and your cash rewards won't expire
  • Redeem cash whenever you want
Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
16.90% 0 months 16.90% $29.00
 
Capital One No Hassle Cash(SM )Rewards       
 
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  • Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
  • There's no limit to the cash back you can earn, and your cash rewards won't expire
  • Save with a 0% intro APR on purchases until October 2009
  • You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
  • No annual fee
Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
13.90% 0 months 13.90% $0.00
 
Capital One No Hassle Miles(SM) Rewards       
 
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  • Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
  • There's no limit to the miles you can earn and your miles won't expire
  • There are no blackout dates and no seat restrictions
  • Save with a 0% intro APR on purchases until October 2009
  • No annual fee
Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
13.90% 0 months 13.90% $0.00
 
Capital One No Hassle Miles(SM) Rewards       
 
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  • Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
  • Save with a 0% intro APR on purchases until October 2009
  • No expiration date on miles and no limit on the miles you can earn
  • There are no blackout dates and no seat restrictions
  • No annual fee
Intro APR (as low as) Intro APR period APR (as low as) Fee Rating
9.90% 0 months 9.90% $0.00
 
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Card Categories

Low Interest Credit Cards
Low Interest Credit Cards

Low interest credit cards that offer low rate of fixed and variable APR.
No Annual Fee Credit Cards
No Annual Fee Credit Cards

No annual fee credit cards are the best option that uses their card sparingly.
Balance Transfer Credit Cards
Balance Transfer Credit Cards

Balance transfer credit cards will enable a person to consolidate all the credit cards debt into one card.
Cash Back Credit Cards
Cash Back Credit Cards

Cash Back Credit Cards are useful in attaining cash back facilities from the creditors.
0% Intro APR Credit Cards
0% Intro APR Credit Cards

Getting 0% APR credit cards can dramatically boost your financial status.
Business Credit Cards
Business Credit Cards

Business Credit Cards provide with flexible spending in your business.
Top Credit Cards
Chase Visa® Platinum Card
APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 13.24%
Annual Fee: $0.00
Discover More Card
APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 10.99%
Annual Fee: $0.00
Discover® Open Road(SM) Card
APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 10.99%
Annual Fee: $0.00
Blue from American Express®
APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 8.99%
Annual Fee: $0.00
Capital One Platinum Prestige
APR (as low as): 8.90%
Intro APR: 0 months
Regular APR: 8.90%
Annual Fee: $0.00
Platinum Credit Card
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