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Variable Interest Credit Cards

Variable interest credit cards use the prime lending interest rate as its yardstick.
The lenders add their own interest rates and offer the variable interest credit cards to their customers. Variable interest credit cards make use of the prime lending interest rate, and allow the lenders to add their own interest rates. With the increase in interest rate of the Federal Reserve, there is also an increase in the bank rates. The best time to get variable interest credit cares is when you see a steady dip in the prime lending interest rate. In this way, variable interest credit cards are good options as they allow you to enjoy the benefits of low lending interest rates.

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Starwood Preferred Guest® Credit Card

Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel.
Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
No annual fee for the first year and $45 thereafter
Express Approval. Get a decision in less than 60 seconds.

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
2.90%	6 months	17.24%	$45.00

Gold Delta SkyMiles® Credit Card from American Express

Earn 15,000 bonus SkyMiles® after your first purchase with the Card
Earn 2,500 bonus miles for adding an Additional Cardmember with their application
Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
Earn one SkyMile for virtually every dollar you spend
No annual fee for the first year, then $85: $30 if you are a qualified American Express Cardmember
Express Approval. Get a decision in less than 60 seconds.
Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	12 months	17.24%	$95.00

Starwood Preferred Guest® Business Credit Card from American Express

Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
Redeem at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
No annual fee for the first year - a savings of $45
Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
2.90%	6 months	17.24%	$45.00

Hilton HHonors® Platinum Credit Card from American Express

Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
Earn 15,000 bonus points after you spend $5,000 in 5 months-- that's in addition to the 15,000 points you would earn for your Card spending
Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels
(2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
No annual fee
Express Approval. Get a decision in less than 60 seconds.

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
2.90%	6 months	17.24%	$0.00

IN:CHICAGO® from American Express

Earn one INSIDE^SM Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles.
0% APR for 6 months
No Annual Fee

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	6 months	11.24%	$0.00

IN:LA ® Card from American Express

Earn one INSIDE^SM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
0% APR for 6 months
No Annual Fee

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	6 months	11.24%	$0.00

IN:NYC® from American Express

Earn one INSIDE^SM Rewards point for virtually every eligible dollar you spend in New York City.
Points have no expiration date and you can redeem points for rewards in New York.
Option to carry a balance
0% APR for 6 months

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	6 months	11.24%	$0.00

Platinum Business Credit Card from OPENSM The Small Business Team

Option to enroll in the Membership Rewards Express® Program fee-free
There's no limit to the number of points you can earn
Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
0% APR for the first 12 months
No annual fee and fee-free Additional Cards

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	12 months	10.24%	$0.00

JetBlue Business Credit Card from American Express

Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase
Earn 1 Award Dollar for virtually every dollar you spend
Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
Your TrueBlue® points do not expire when you use your Card*
Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
14.99%	0 months	14.99%	$40.00

One from American ExpressSM

No Pre-Set Spending Limit
Get $50 after your first purchase
Earn a competitive Annual Percentage Yield (APY), currently 3.50% (variable rate as of 12/4/2007).
Never pay interest on new purchases
The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
No annual fee for the first year - A $35 savings
Express Approval. Get a decision in less than 60 seconds.

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
13.24%	0 months	13.24%	$35.00

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Card Categories

Low Interest Credit Cards Low interest credit cards that offer low rate of fixed and variable APR.	No Annual Fee Credit Cards No annual fee credit cards are the best option that uses their card sparingly.	Balance Transfer Credit Cards Balance transfer credit cards will enable a person to consolidate all the credit cards debt into one card.
Cash Back Credit Cards Cash Back Credit Cards are useful in attaining cash back facilities from the creditors.	0% Intro APR Credit Cards Getting 0% APR credit cards can dramatically boost your financial status.	Business Credit Cards Business Credit Cards provide with flexible spending in your business.

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Hotel Rewards Credit Cards	HSBC bank Credit Cards	Iberia Bank Credit Cards
Instant Approval Credit Cards	Low APR Credit Cards	Low Interest Credit Cards
Low Intro APR Credit Cards	MasterCard Credit Cards	NMB Credit Cards
No Annual Fee Credit Cards	Platinum Credit Cards	Points Rewards Credit Cards
Prepaid Credit Cards	Pulaski Bank Credit Cards	Retail Rewards Credit Cards
Secured Credit Cards	Student Credit Cards	Travel Rewards Credit Cards
Variable Interest Credit Cards	Visa Credit Cards

Top Credit Cards

Chase Visa® Platinum Card

APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 13.24%
Annual Fee: $0.00

Credit Card Application - Secure Online Form

Discover More Card

APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 10.99%
Annual Fee: $0.00

Discover® Open Road(SM) Card

APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 10.99%
Annual Fee: $0.00

Blue from American Express®

APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 8.99%
Annual Fee: $0.00

Capital One Platinum Prestige

APR (as low as): 8.90%
Intro APR: 0 months
Regular APR: 8.90%
Annual Fee: $0.00