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Low APR Credit Cards

Low APR Credit Cards refer to low interest rate along with finance charges on credit cards.
With the purchases made with such a card, one is able to benefit from the annual percentage rate. There are many organizations that offer Low APR Credit Cards and cash back rewards. However, these cards are not better for those who do not make frequent use of credit cards; they can go for better option that offers other programs apart from cash back facilities. Low APR Credit Cards are best for those who make frequent purchases on monthly basis. So, plan you expenses and credit payments and choose the best credit card that suits your pocket.

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IN:LA ® Card from American Express

Earn one INSIDE^SM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
0% APR for 6 months
No Annual Fee

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	6 months	11.24%	$0.00

SimplyCash® Business Card from American Express

Earn 5% cash back on office supplies and wireless services
Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
Earn 1% cash back on virtually all other purchases
Cash back is automatically credited to the statement each month
0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	12 months	5.00%	$0.00

IN:NYC® from American Express

Earn one INSIDE^SM Rewards point for virtually every eligible dollar you spend in New York City.
Points have no expiration date and you can redeem points for rewards in New York.
Option to carry a balance
0% APR for 6 months

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	6 months	11.24%	$0.00

Platinum Business Credit Card from OPENSM The Small Business Team

Option to enroll in the Membership Rewards Express® Program fee-free
There's no limit to the number of points you can earn
Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
0% APR for the first 12 months
No annual fee and fee-free Additional Cards

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	12 months	10.24%	$0.00

Capital One Business Platinum with No Hassle Miles(SM)

0% APR on purchases until December 2009
0% APR on transferred balances until December 2009
Earn one mile for each purchase dollar spent
No Annual Fee
No miles expiration—keep them for the life of your account
Fly any airline, with no blackout dates or seat restrictions

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
0.00%	12 months	9.99%	$0.00

Union Plus MasterCard

Triple Plus VALUE^SM

No annual fee and low rate balance transfers with NO balance transfer fees
Exclusive union member rates

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
1.99%	6 months	13.24%	$0.00

Hilton HHonors® Platinum Credit Card from American Express

Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
Earn 15,000 bonus points after you spend $5,000 in 5 months-- that's in addition to the 15,000 points you would earn for your Card spending
Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels
(2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
No annual fee
Express Approval. Get a decision in less than 60 seconds.

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
2.90%	6 months	17.24%	$0.00

Discover® Motiva(SM) Card

Pay-On-Time Bonus® equal to a full month’s interest added to your Cashback Bonus account
5% to 20% Cashback Bonus ® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone
Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
No Annual Fee
Online Account Access
Online Bill Payment

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
3.99%	12 months	10.99%	$0.00

Capital One Platinum Prestige

Save with a 0% intro APR until October 2009 on purchases and balance transfers
Then enjoy a variable APR, now 8.9%
Save time and money by transferring higher-rate balances so you can make one easy payment each month
No annual fee

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
8.90%	0 months	8.90%	$0.00

Capital One Platinum

Save with a 0% intro APR until October 2009 on purchases and balance transfers
Save time and money by transferring higher-rate balances so you can make one easy payment each month
No annual fee

Intro APR (as low as)	Intro APR period	APR (as low as)	Fee	Rating
12.90%	0 months	12.90%	$0.00

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Card Categories

Low Interest Credit Cards Low interest credit cards that offer low rate of fixed and variable APR.	No Annual Fee Credit Cards No annual fee credit cards are the best option that uses their card sparingly.	Balance Transfer Credit Cards Balance transfer credit cards will enable a person to consolidate all the credit cards debt into one card.
Cash Back Credit Cards Cash Back Credit Cards are useful in attaining cash back facilities from the creditors.	0% Intro APR Credit Cards Getting 0% APR credit cards can dramatically boost your financial status.	Business Credit Cards Business Credit Cards provide with flexible spending in your business.

All Card Categories

0% Balance Transfer Credit Cards	0% Intro APR Credit Cards	Airline Rewards Credit Cards
American Express Credit Cards	Auto Rewards Credit Cards	Bad Credit Credit Cards
Balance Transfer Credit Cards	Business Credit Cards	Capital One Credit Cards
Cash Back Credit Cards	Chase Credit Cards	Discover Credit Cards
Excellent Credit Cards	Fair Credit Credit Cards	Finance Rewards Credit Cards
Fixed Interest Credit Cards	Gas Rewards Credit Cards	Gold Credit Cards
Good Credit Credit Cards	Home Rewards Credit Cards	Horizon Gold Credit Cards
Hotel Rewards Credit Cards	HSBC bank Credit Cards	Iberia Bank Credit Cards
Instant Approval Credit Cards	Low APR Credit Cards	Low Interest Credit Cards
Low Intro APR Credit Cards	MasterCard Credit Cards	NMB Credit Cards
No Annual Fee Credit Cards	Platinum Credit Cards	Points Rewards Credit Cards
Prepaid Credit Cards	Pulaski Bank Credit Cards	Retail Rewards Credit Cards
Secured Credit Cards	Student Credit Cards	Travel Rewards Credit Cards
Variable Interest Credit Cards	Visa Credit Cards

Top Credit Cards

Chase Visa® Platinum Card

APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 13.24%
Annual Fee: $0.00

Credit Card Application - Secure Online Form

Discover More Card

APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 10.99%
Annual Fee: $0.00

Discover® Open Road(SM) Card

APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 10.99%
Annual Fee: $0.00

Blue from American Express®

APR (as low as): 0.00%
Intro APR: 12 months
Regular APR: 8.99%
Annual Fee: $0.00

Capital One Platinum Prestige

APR (as low as): 8.90%
Intro APR: 0 months
Regular APR: 8.90%
Annual Fee: $0.00